19 Ways on How Make Money With a $1000 Investment

how to make money with a $1000 investment

Global industries are undergoing through major changes. One of those changes includes people losing jobs. This means you might be seeking for an opportunity to get another opportunity or a way to earn extra money to support your activities. Even one thousand dollars would help you a lot today.  But I know you are wondering; how to make money with a $1000 investment

If you are sitting on at least $1,000 and it is scratching an itch in your pocket, consider investing it rather than spending it on something frivolous.

While there are plenty of ways you can make money fast by doing odd jobs or generating it through things like affiliate marketing or email marketing, actually learning how to make money with a $1,000 investment might present more challenges, and frankly, more risks. That is, of course, unless you know what you are doing.

However, all risks aside, even if you are living pay check to pay check, you still may be able to conjure up $1,000 to put towards an investment if you are creative.

19 Ways to Make Money with a $1000 Investment in 2021

Here are some of the ways you can make money with an investment of about $1000 today;

  1. DIY Stock Market.
  2. Invest in a Course.
  3. Trade in Commodities.
  4. Trade in Crypto Currencies.
  5. Peer to Peer Lending.
  6. Trade Options.
  7. Real Estate Flipping.
  8. High Yield Savings.
  9. Auto Pilot Investing.
  10. Start a Business.
  11. Motif Investing.
  12. Coaching Program.
  13. Start a Blog.
  14. Launch a Podcast.
  15. Resell Products on Amazon FBA.
  16. Pay Off Your Debts.
  17. Invest in Education.
  18. Start a ROTH IRA.
  19. Getting a Designation.

The above are some of the ways in which you can make money with an investment of about one thousand dollars or pounds. They are smart ideas to make or earn an extra income today with a small investment.

How to Make Money with a $1,000 Investment Fast

If you have $1,000 to invest, you can make money a variety of ways. But there are some methods that trump others. The play here is speed.

I am not talking about long-term, buy-hold strategies. Those are terrific if you are looking to invest your capital over at least a two- to five-year period. I am talking about ways you can make money fast.

Even when it comes to markets that might take time to move or have longer cycles, investments can often turn into realized profits and quick gains by leveraging the right strategies.

What is the right strategy?

Sure, long-term works. Real estate and other time-intensive strategies will eventually get you there.

Investing your money is more about paying careful attention to indicators that can really move the needle in the short-term as opposed to the longer term.

It is also about leveraging and hedging your investments the right way without putting too much risk on the line.

How to Make Money with a $1000 Investment Today

To a lot of people, a $1000 investment is the first major step into the world of making money through investing. It is even more important in today’s world where a lot of things have changed.

For example, if you have lost your job or your business, it might be a step towards getting back to earning some income.

This then begs the question; how do you invest or what are some of the good investment ideas if you have about $1000?

At the moment, $1000 probably does not seem like a lot of money to invest. However, with such kind of an amount, you are starting the practice of investing. This will become very critical as you grow the skills and become better at generating or earning income from investing.

Whatever decision you make, you should be proud of yourself for taking the time to be thoughtful with your money.

Related: Simple Ideas on How to Manage Your Money Wisely

The problem with investing $1,000 is that it is enough to be a serious investment, but not enough that you want to spend some of that money paying a financial planner to help you.

Where do you start and what are the best investment options?

19 Ideas on How to Make Money with a $1000 Investment

Let us look at some of the ways you can make money with a $1000 investment today.

  1. DIY Stock Market.

Stock market is an interesting place where you can make money with a $1000 investment. However, you should be aware that this is not for the faint of heart. You will need to be determined and patient.

You need to under how stock market forces work. For example, you can use day trading to make some money from your investment.

There are also ways to hedge your bets when it comes to playing the stock market. Whether you play the general market or you trade penny stocks.

If you are an advanced trader, you will likely understand that market makers often move stocks to play into either our fear of failure or our greed. They will often push a stock down to a certain price to enhance that fear and play right into their pockets.

When it comes to penny stocks, this is further exaggerated. So you have to understand what you are doing and be able to analyze the market forces and make significant gains.

Pay attention to moving averages. Often, when stocks break through 200-day moving averages, there’s potential for either large upside or big downside.

It is also good to know that a number of people prefer to use mutual funds to invest their money. With your one thousand dollars, this is something you can do. It works well for relatively small amount of money.

You can open an online discount brokerage account through companies like Etrade and TD Ameritrade.

These platforms have all the tools that you need to become a sophisticated investor. This includes educational resources if you need it.

  1. Invest in a Course.

Investing in yourself is one of the best possible investments you can make.

You might not be able to pinpoint an actualized return on investment. However, there is no money that is better spent than the one you invest in upgrading your knowledge or skills.

Invest in your education. Learn. Adapt. Grow. Discover what you’re passionate about.

There are loads of money-making courses on the internet. The hard part is choosing the right one.

From ebooks to social media marketing, search engine optimization and beyond, the possibilities are endless.

While many money-making experts might pop up on social media, not all courses are created alike. Spend time doing your due diligence and research to choose the one that’s right for you.

  1. Trade in Commodities.

Trading commodities like gold and silver present a rare opportunity, especially when they are trading at the lower end of their five-year range. Metrics like that give a strong indication on where commodities might be heading.

As an investor, you can make money with a $1000 investment by trading commodities.

The fundamentals of economics drives the price of commodities. As supply dips, demand increases and prices rise. Any disruption to a supply chain has a severe impact on prices.

For example, the destruction of oil demand in the world in 2020 led to a dip in oil prices. Actually, the crude oil prices hit a negative for the first time in history.

Metals, energy and agriculture are other types of commodities. To invest, you can use an exchange like the London Metal Exchange or the Chicago Mercantile Exchange, as well as many others.

Investing in commodities means investing in futures contracts.

Effectively, that is a pre-arranged agreement to buy a specific quantity at a specific price in the future. These are leveraged contracts, providing both big upside and a potential for large downside, so exercise caution.

Another way you can make money with a $1000 investment in oil and gas is through exchange traded funds or ETFs.

ETFs work very similar to a mutual fund in that you make a small purchase of a whole bunch of different stocks.

Where the ETFs differ is that they are traded in shares just like an individual stock would be.  So you can by much smaller pieces of the fund and get a great diversification.

An example of one great place to purchase ETFs is M1 Finance.  They offer over 1300 different ETFs that you can trade for FREE.  It really is an amazing deal for anyone wanting to buy into ETFs.

  1. Trade in Crypto Currencies.

Crypto currencies are on the rise.

While trading them might seem risky, if you hedge your bets here as well, you could limit some fallout from a poorly-timed trade.

There are plenty of platforms for trading cryptocurrencies as well. But before you dive in, educate yourself.

Find courses on platforms like Udemy, Kajabi or Teachable. And learn the intricacies of trading things like Bitcoin, Ether, Litecoin and others.

While there are over 3,000 cryptocurrencies in existence, only a handful really matter today.

Find an exchange, research the trading patterns, look for breakouts of long-term moving averages and get busy trading.

You can use exchanges like Coinbase, Kraken or Cex.io, along with many others, to make the actual trades.

  1. Peer to Peer Lending.

Peer-to-peer lending is a hot investment vehicle these days. While you might not get rich investing in a peer-to-peer lending network, you could definitely make a bit of coin.

If you prefer fixed income investments to equities, peer-to-peer lending offers an opportunity to earn interest rates that are well above average. What these sites do is bring lenders (investors) together with borrowers, to create an open lending environment that cuts out the banks, and their high rates and restrictions.

You might ask, which lending platform should I use?

Today, there are many to choose from, but the most popular ones include Lending Club, Peer Form and Prosper.

How does this work? Peer-to-peer lending platforms allow you to give small bursts of capital to businesses or individuals while collecting an interest rate on the return.

You get more money than you would if you placed it in a savings account, plus your risk is limited because the algorithms are doing much of the work for you.

Once you identify the offer, you can dig in and do some research then, you can either take the deal or not.

You will have your risk evaluated based on a proprietary algorithm that includes employment and credit history, and you’ll be able to make the decision to invest based on a variety of well-thought-out data.

There is some risk to investing on peer-to-peer sites, but if your interest rates are high enough, you’ll have the ability to cover those risks, and still come out well ahead of more traditional fixed-income investments.

I spoke with Lending Club and their recommendation was to start off with at least a $2,500 investment.

Since you can invest as little as $25 in a single loan, this gives you the ability to diversify into 100 different loans and bring your risk level down greatly.

  1. Trade Options.

When it comes to options, trade small and trade often.

What type should you trade?

There are loads of vehicles, such as FOREX and stocks. The best way to make money with a $1000 investment when it comes to options is to jump in at around 15 days before corporate earnings are released.

What type should you buy? Money calls.

The optimal time to sell those money calls is the day before the company releases its earnings. There is just so much excitement and anticipation around earnings that it typically drives up the price, giving you a consistent winner.

But do not hold through the earnings. That’s a gamble you don’t want to take if you’re not a seasoned investor.

  1. Real Estate Flipping.

Making money with real estate might seem like a long-term prospect, but it is not. There are ways you can make money with $1000 investment by flipping real estate contracts.

I know you might ve wondering how you can do this.

You could start by using a system like Kent Clothier’s REWW to first understand how the market works. It’ll then provide you with the data and tools to identify vacant homes, distressed sellers and cash buyers.

While most people think that real estate is won by flipping traditional homes and doing the renovations yourself, the fastest money you can make in real estate involves flipping the actual contract itself.  That is basically arbitrage.

Identify the motivated sellers and cash buyers, bring them together and effectively broker the deal. It might seem odd on the first go, but once you get the hang of it, you can become a mini-mogul in the real estate industry by simply scaling out this one single strategy.

Have you ever thought about investing in real estate? When you think of real estate investing, you probably think of renting a house or office space.

That is the most common type of real estate investing, but not everyone wants to have the day-to-day duties of being a landlord or managing the spaces.

If this is you, then you should consider putting your $1,000 in a REIT. These are trusts which allow a lot of investors to put their money into a single real estate investment.

There are dozens of ways you can get started in a REIT, but the easiest is through Fundrise.

With just $500 (only half the money you have to invest), you can make an initial investment. You can use their starter portfolio which will put your money into several different REITs and give you instant diversification.

The fees are minimal with Fundrise. The average investor only pays about 0.40 in fees of every year. Compared to the other options out there, this is much lower.

If you are looking for a quick and easy way to invest in real estate without having to manage the buildings or having your investments diminished from fees, Fundrise should be your go-to place.

  1. High Yield Savings.

If you want to be completely safe, you can invest the money in high-yielding CDs or a high-interest savings account. These days the best rates are coming from online banks.

For example, CIT Bank offers its Savings Builder Account. You can open an account with a minimum of $100, and secure an APY of up to 0.95%.

Online banks have all of the advantages of traditional banks, including a debit card and ATM access.

Your deposits are covered by FDIC insurance up to $250,000. And you have all of the benefits of dealing with a reputable bank because that’s exactly what these online banks are.

  1. Utilize a Robo-Advisor.

The age of robots is upon us and the investing world is not immune.  Robo-advisors take some of the best investing strategies and use artificial intelligence to implement them.

What this means for you is that you can get many of the benefits of a financial planner for a much lower cost or no cost at all.  I

f you are looking for a way to set up your investments and forget them while benefitting from an actively managed account then a robo-advisor is a great way to go.

The two biggest players in the robo-advisor market are Betterment and M1 Finance

M1 Finance is a brokerage where you can invest in stock and ETFs for no fees.  This gives them the largest number of no-fee stocks and ETFs of any brokerage online.

What puts them in the robo-advisor category is that they have pre-made and managed portfolios where you can invest your money, still with no fees, automatically.

You can also create your own auto investments, making M1 Finance one of the more versatile ways to auto-invest.

  1. Start a Business.

As a way to make money with $1000 investment, starting a business is a great option. This applies to oil and gas industry as well as any other sector that you are interested in.

There are many business ideas you can investment. You can take advantage of your knowledge, skills and networks. This will increase the likelihood of you earning a higher income.

Starting my own online business through blogging ranks as one of the best business decisions I have made. It has had it’s share of low moments, but the rewards have been amazing.

Thanks to the Internet, it is very possible to start your own business with just a few thousand dollars. Heck, I started my blog for less than $100!

Choose the business that you want to go into, study how you can market the business through the Internet, then come up with a business plan. $1,000 should be more than enough to get started with.

There are plenty of ways to start a home-based business that require very little up front capital.

One more point in starting a business. When you put money into a given investment, you are doing so with the idea that it will be worth more money in the future.

But when you have a business, it can provide you with an income for the rest of your life. That is more valuable than just about any other investment that you can make.

You have an idea that could make money. You think it is a great idea and are passionate about making it happen.  Then taking your 1000 dollars and investing it in your idea is a great way to go.

Whether it is selling items on Amazon for affiliate income, creating a blog, putting together some online courses and selling them, or some other great product or service, you can do very well for yourself by taking your investment and reaching for your small business dream.

  1. Motif Investing.

If you are looking for a different kind of fund – like really different – check out an investment platform called Folio Investments or M1 Finance.

These are platforms where investors come to create very unique funds, or motifs.

You can invest in some out-of-the-box motifs, such as rising interest rates, solar energy, or a looming natural gas glut.

With a minimum of $250 and for a fee of $9.95, you can even build your own custom motif investment with up to 30 individual stocks, based on whatever investment niche interests you, and whatever stocks you put into it.

  1. Coaching Program.

When we think of investing, we generally think of putting money into assets with the hope of getting a return on the investment. But the best investment are the kinds that you make in yourself.

Anything that you can do to improve your knowledge and skills – that will either enable you to live better, or to earn more money – is a true investment.

One of the ways to do this is to put some of your money into coaching programs. This is especially valuable if you are about to take on a new venture, but do not have much in the way of relevant experience.

If you can sign-up for a coaching program with someone who is actually doing what it is you would like to enter, it will save you a lot of time, effort, and money. As the saying goes, never try to reinvent the wheel.

There are different coaching programs covering just about any area you can think of.

  1. Start a Blog.

This can be a winning idea on so many levels, and you probably do not need anywhere near $1,000 to make it happen.

Choose a broad topic area – careers, technology, finance, investments, real estate, or just about anything you are interested in and have at least above average knowledge – and build a blog around it.

That is what I did with my blog. As an oil and gas or energy expert, with a background in economics and communications, it has been easy for me to deal with issues of oil and gas, entrepreneurship, investments and online business.

The idea is to create a website with valuable content that will draw visitors to it. And as it grows, you will have opportunities to monetize it through advertising, affiliate arrangements (essentially, selling other peoples products), or as a platform to sell your own products and services from.

I can teach and help you with starting your blog.

This could be a way of building a side business, rather than taking the plunge into a full-time venture. You can do it as a sideline until you are ready to ramp it up to full-time.

And you can move at whatever pace is comfortable for you. But once you get going, a blog can be an incredible source of new and exciting opportunities – as well as income.

  1. Launch a Podcast.

Podcasts are basically blog articles set to audio. But they have the advantage that they can also be placed on other websites for greater exposure.

And just as is the case with a blog, there are ways that you can monetize podcasts.

The simplest way is to do a series of podcasts and solicit listener donations. This can work beautifully if you have a loyal following.

You can also get advertising sponsors, in much the same way that you would for a blog, who would pay for a mention in your podcast, or on the site where the podcast appears.

John Lee Dumas from the top rated podcast on iTunes has made a name for himself with is podcast, Entrepreneur on Fire.

John launched his podcast in 2012 and since then has made almost $3 million in revenue. The best part is that he publishes his super highly detailed income reports monthly for those that want to chart his progress.

In the beginning, much of his revenue was from advertisers and since then he has offered various courses and products for those interested in monetizing their products. This man is truly on fire!

  1. Resell Products on Amazon FBA.

If you have a talent for finding bargains, but have never had the inclination to sell some of those bargains for profit, Amazon FBA is probably the most hassle-free way to do it.

FBA stands for Fulfillment by Amazon, and that’s exactly what they offer.

You deliver the items you want to sell to Amazon, and then market them on the site. Once they have been sold – in the usual way that sales take place on Amazon – the company will handle the shipping for you.

It is one of the easiest ways to run an online business.

  1. Pay Off Your Debts.

This is the most risk-free way to invest $1,000 or any amount of money and it provides a virtually guaranteed rate of return.

Let us say that you have a credit card with an outstanding balance of $1,000, that has an annual interest rate charge of 19.99%. By paying off the credit card, you will not only get rid of the debt permanently, but you will also lock in what is effectively a 19.99% return on your money.

No, it won’t mean that you’ll be collecting a 19.99% rate of interest as a cash income on your money, but it will mean that you are no longer paying it – which is virtually the same thing.

Here’s another plus: the 19.99% that you will earn on your money (by not having to pay it out every year) is income that you will not have to pay any tax on.

If you were receiving 19.99% on $1,000 directly, a large chunk of the income would have to go to pay income taxes every year.

If you take an extra $1000 and pay off some of your debts, it will help your investment strategy in the long term.

The debt interest payments you no longer make every month will release funds you can use to make investments in the future.

Tip: If this $1,000 seems like a drop in the bucket of paying down your debt then you should consider taking on a side hustle or part-time job

  1. Invest in Education.

I am sure that if you are a parent, and your kids are facing college soon, then you know that college is coming and it is expensive. You might consider options of how to make money with $1000 investment.

Currently the best place to put college savings is into a 529 plan if you live in the United States.  These plans are available in all 50 states and you can invest in any 529 plan you want.

The money invested in a 529 is after tax, but the investment grows interest free. Any money that comes out of the account and is used for qualified education expenses does not get any taxes.

A few states will allow you to deduct your 529 contributions from your state income taxes, so do your research and make sure you are getting all the benefits.  If your state does not give you this incentive then I would open up a 529 with Wealthfront

If your child is a genius and gets a full ride to college, you can withdraw the money and pay income taxes on the growth.

In that situation, you could also keep the money in the account and pray that junior blesses you with a grandchild.  Then you can transfer the account over to Junior JR.

  1. Start a ROTH IRA.

As you look and research for investment advice, one of the things you should consider is the Roth IRA as an investment vehicle.

Having tax free money in retirement is a huge benefit to your long term retirement strategy.

With $1,000 there are a bunch of brokerages that are great places to open a Roth IRA.  You will find that all of these brokerages that I mentioned above are on the list.

  1. Getting a Designation.

This is another example of investing in yourself.

Whatever your career is, you should be looking to add any necessary designations for your field. They can raise your visibility, your credibility, and the willingness of customers and clients to do business with you.

Find out what certifications represent the top of your field, and invest some money getting a designation for yourself.


No matter which option you choose to invest your $1,000, the most important thing is that you are choosing to invest your money.

The fact that you made it this far in the article tells me that you are serious about making a good investment and are willing to do some research so that you make the best possible decision.

Learning how to make money with $1000 investment in oil and gas or any other industry is a great starting point.

With inflation, $1000 may not seem like a lot of money these days. However, it is plenty if you want to get into some interesting and imaginative investments.

You can use them as an opportunity to grow your nest egg into something much, much larger.

It is even enough for you get into three or four of these investment ideas that I have shared with you above. These will give you an opportunity to really grow your money.

Give a couple of these a try and see if they will work for you.

Frequently Asked Questions

These are some of the questions asked frequently on how to make money with a $1000 investment in oil and gas or any other industry.

How Can I Make Money with $1000 Investment?

These are some of the ways and strategies you can use to invest $1000 to make money quickly.

  • Ensure you engage in the stock market.
  • Invest in Commodities.
  • Enrol in a money-making course.
  • Lend to Your Peers.
  • Learn how to Trade Options.
  • Flip Real Estate Contracts

What should I invest $1000 in?

If you are having about $1000, it must be wondering what or where you should invest the money. These include;

  1. Try day-trading.
  2. Plan and invest for retirement.
  3. Loan money to other people.
  4. Put it into a High Yielding Saving Plan.
  5. Consider a Robo-Advisor.
  6. Buy One Single Stock.
  7. Start Investing in Real Estate.
  8. Open a Certificate of Difference.

Can I start investing with $1000?

You can also invest in a variety of brokerage accounts.

With $1,000, your investment options will still be limited, but opening an account is an excellent way to start.

And there are plenty of options if you choose to go this route. With some, you can open an account with no minimum balance.

How do you invest $1000 and double it?

With about $1000, you can invest it and double it using these five ideas;

  • Invest the $1000 in your 401(k).
  • Become an entrepreneur.
  • Invest in real estate and double your net worth.
  • Pay your debt and reduce your interest expenses.
  • Start a savings account.