How Does National Bank of Canada Make Money

how does national bank of canada make money

National Bank of Canada is a financial institution that engages in the provision of commercial banking and financial services. But how does National Bank of Canada make money?

For a company founded in 1979, you might argue that it has done very well to have $288.5 Billion in assets.

Understanding how the bank makes money is a way of knowing how well they are working those assets to generate a positive return to their shareholders and investors.

There are many reasons why you might be interested in knowing how National Bank of Canada makes money. Whatever your reason is, you are in the right place.

Today is your lucky day.

In this article, you will learn and understand how National Bank of Canada makes money.

Now, let us dive into this conversation.

How Does National Bank of Canada Make Money?

When you study the bank’s business model, you come to a quick realization that NBC makes money from the following segments;

  1. Capital markets
  2. Personal and commercial banking
  3. Wealth management
  4. Financial markets
  5. US Specialty Finance & International

At the heart of this business model is the provision of products and services to individuals or businesses.

It is clear that serving customers helps the National Bank of Canada to make money.


Today, NBC is one of the largest bank in Canada with over $370 billion in assets.

National Bank of Canada makes most of its money from capital market activities.

However, other segments play a role too in the amount of money the bank makes each year.

From 2009 to 2022, the bank’s annual revenues have increased from $4.6 Billion to $9.7 Billion.

Like other banks, interest income is also a huge way NBC makes money.

With rising interest rates, it is expected the bank will generate more money over the coming years.