How Does Llyods Bank Make Money

how does llyods bank make money

When thinking of banking in Britain, one of the brands that come to mind is the Llyods bank. It is one of biggest retail bank in U.K and this begs the question; how does Lloyds bank make money?

If you are interested in learning or understanding how Llyods banks makes money, then continue reading.

Over the years, this bank has delivered a solid financial performance. This is because of continued business momentum in the United Kingdom.

For a bank, the main tool of trade is money, and products or services related to money.

I have been curious about how Llyods bank makes money. How it is able to generate superior financial results year in, year out.

This curiosity has led me to dig deep into the financial statements of the bank, historical comparisons of performance and the future outlook of this great bank.

What I have found is information on how the bank makes money, information that I am sure you would love to know and have.

In this article, I will share with you the tips, ideas and strategies that Llyods bank use to make money from it’s banking operations.

Grab you coffee, tea or whiskey and let us dive into how Llyods makes money today.

How Does Llyods Bank Make Money?

In a nutshell, Llyods bank makes money from the following divisions or segments;

  1. Retail Banking
  2. Commercial Banking
  3. Personal Banking
  4. Business Banking
  5. Private Banking
  6. International Banking

The bank is serving over 26 million customers through it’s family of brands, namely; Llyods bank, Halifax and Bank of Scotland.


In conclusion, it is worth noting that today, Llyods bank is a fully private back.

This means the government of the United Kingdom does not own any shares in the bank.

Looking at the Llyods bank’s financials, you can clearly see that the bank is making money from providing personal and business banking services.

The internet income is one of the largest sources of moneyfor the bank.

It is an indication that lending money and earning an interest is one of the ways Llyods bank makes money.